Home Credit card How to Get Chipper Cash Virtual Card: Your Comprehensive Tutorial

How to Get Chipper Cash Virtual Card: Your Comprehensive Tutorial

by James
3 minutes read

In today’s fast-paced digital age, making international transactions from Nigeria has become a lot easier. Chipper Cash is one of those platforms simplifying global payments for Nigerians. If you’re thinking about getting a Chipper Cash virtual card but don’t know where to start, you’re in the right place. This guide will take you through the easy steps to get your own virtual card, how to use it, and more. Plus, we’ll touch on some alternatives you might consider.

What is Chipper Cash?

Chipper Cash is a payment platform that lets users in African countries, including Nigeria, send and receive money both locally and internationally. A cool feature? They offer virtual Visa cards for online shopping.

Does Chipper Cash Offer Virtual Cards?

Absolutely! Once you’ve created a Chipper Cash account, you can get a virtual card. This card works just like a regular debit card but is online-only. You can use it wherever Visa is accepted for your online purchases.

How to Get Your Chipper Cash Virtual Card: Step-by-Step

  1. Download Chipper Cash: Make sure you have the latest Chipper Cash app on your phone (available for Android and iOS).
  2. Log In and Navigate: Open the app, sign in to your account, and go to the “Card” section.
  3. Claim Your Card: Click on “Claim Card” and fill in your address and phone number.
  4. Verify Your Identity: Upload a clear photo of your ID (like your driver’s license or passport).
  5. Choose Your Card Type: Pick between a Chipper USD Card or NGN Card based on your needs.
  6. Wait a Bit: Your card will be ready in a few moments.

Using Your Virtual Card

  • Activation: Your card is ready to use as soon as it’s created. No extra steps needed!
  • Funding: Load money onto your card from your Chipper Cash wallet to start spending.
  • Making Payments: When shopping online, enter your card details just like you would with a regular card.

Costs to Consider

  • Issuance Fee: A small fee for Nigerian users when setting up an NGN Chipper Card.
  • Funding Fees: A fee when converting naira to USD for your card.
  • Declined Transaction Fee: A ₦500 fee if your card is declined due to insufficient funds.


  1. Is Chipper Cash’s virtual card still available?

    • Yes, as of April 2023, Chipper Cash virtual cards are still up and running.
  2. How do I use my Chipper Virtual Dollar Card?

    • Fund it from your Chipper wallet and use it for online payments where Visa is accepted.
  3. Will I be charged for a declined transaction?

    • Yes, a ₦500 fee applies if your transaction is declined due to insufficient funds.


Getting a Chipper Cash virtual card can make your online shopping experience smoother and more convenient. With these easy steps, you’ll be all set to make secure transactions both locally and internationally. And while Chipper Cash is a top choice, remember to explore other options too, like Geegpay, ALAT, and Changera, to find the perfect fit for your needs.

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