The Ultimate Review Guide: How to Use a Simon Gift Card

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Simon gift cards offer a world of spending opportunities at your favorite Simon malls, premium outlets, and managed properties. This versatile prepaid card lets you shop in-store, online, over the phone, and by mail.

But to make the most of your Simon gift card, you’ll need to activate it first and check the balance periodically. This guide covers everything you need to know, from where to use your card to getting remaining balances reimbursed in cash.

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What is a Simon Gift Card?

A Simon gift card is a prepaid payment card issued by either:

• Visa
• American Express

It works similarly to a debit card. You can use it to make purchases anywhere American Express or Visa debit cards are accepted in the United States.

Key Features

• Prepaid – You load the card with a set amount of funds to spend.
• Reusable – You can keep using the card until the funds are gone.
• Cashless – The card is not linked to a bank account.
• Wide acceptance – Use it virtually anywhere that takes American Express or Visa debit.

Where Can You Use a Simon Gift Card?

Simon gift cards give you tons of spending flexibility. Here are some of the places you can use them:

Simon Properties

You can redeem a Simon gift card at over 200 Simon shopping destinations across the United States, including:

• Simon malls
• Simon Premium Outlets
• Simon Mills
• Managed properties like:
  • The Shops at Crystals in Las Vegas
  • Kildare Village in Dublin
  • Phipps Plaza in Atlanta

Online Stores

Thousands of online retailers accept Simon gift cards. To make an online purchase, enter your gift card number and security code during checkout.

In-Store Purchases

Millions of stores and restaurants across the country take Simon gift cards. Just swipe your card or enter the number manually.

Phone/Mail Orders

You can also use your Simon gift card for phone and mail purchases. Provide the card number, security code, and other details as required.

So whether you’re shopping online at Amazon, grabbing dinner at The Cheesecake Factory, or purchasing the latest iPhone at your local Apple store, your Simon gift card has you covered.

How Do Simon Gift Cards Work?

Simon gift cards work similarly to prepaid debit cards with a few key differences:

Prepaid Balance

You can only spend the prepaid value loaded onto your gift card. Every purchase deducts funds directly from your card’s balance.

Reloadable vs Non-Reloadable

Most Simon gift cards cannot be reloaded with more funds. You must use up the full prepaid amount.

This means you need to budget appropriately and track your balance to avoid declined transactions from insufficient funds.

Security Code

Simon gift cards have a:

• 3 or 4-digit security code. You’ll need this when making online, phone, or mail purchases. Locate this code:
  • Back of American Express cards
  • Front of Visa cards
• 16-digit card number. Necessary for all types of Simon gift card purchases.

Minimum Balance

You can generally use your gift card until the balance reaches a minimum threshold like $0-$5. See the cash back policies below for more details.

How to Activate Your Simon Gift Card

Before you can start spending, make sure to activate your new Simon gift card. Here’s a quick guide:

Where Did You Buy the Card?

• In-Store – Simon gift cards purchased on-site are often automatically activated.
• Online – You’ll need to activate gift cards bought online before use.

To Activate:

• Call the toll-free number on the back of your card
• Or visit: simon.com/giftcard

You’ll need to provide:

• 16-digit gift card number
• 3 or 4-digit security code
• Phone number listed during checkout (online gift card purchases only)

Once successfully activated, you’re ready to start spending!

📝 Pro Tip: Registration may be required for some online, mail, or telephone purchases. But it’s not necessary for most in-store transactions.

How to Check Your Simon Gift Card Balance

Since Simon gift cards have a prepaid balance, you’ll need to check it periodically to avoid declined transactions from insufficient funds.

Here are easy ways to view your card’s current balance and transaction history:

Check Online

Visit simon.com/giftcard and:

1. Scroll down and select “Check Your Giftcard Balance”
2. Enter your 16-digit card number and security code
3. View your balance and past purchases

Check by Phone

Call the toll-free number listed on the back of your card. You may need to provide:

• Gift card number
• Security code
• Phone number (for card registered during online purchase)

The automated system will then share your current balance.

Check in Writing

To receive your balance and transaction history in writing:

1. Visit: simon.com/shopperservices
2. Select “Simon Giftcard Balance Inquiry”
3. Fill in your details and click Submit

You’ll receive a written response with your current balance and the last 10 transactions within 7-10 business days.

Checking your balance regularly lets you monitor funds, catch unauthorized purchases, and avoid embarrassing declined transactions all while maximizing your remaining spending power.

Minimum and Maximum Balances

To best utilize your prepaid Simon gift card, keep these minimum and maximum balances in mind when budgeting your funds:

Gift Card Type	Denominations	Minimum Balance
American Express Simon Gift Card	$20-$500	$0.00
Visa Simon Gift Card	$5-$1,000	*Varies

⚠️ State Minimums: *Most states require a $5 or less minimum balance on Visa Simon gift cards. But in California, the minimum is $0 for cards up to $10.

When your card hits the minimum threshold for your state, you cannot reload it or make additional purchases. At this point, you’ll need to redeem any leftover balance for cash. See the cash back policies below for details.

On the opposite end, Simon gift cards max out at $500 for American Express and $1,000 for Visa denominations when purchasing. Make sure to consider future spending needs when selecting your prepaid amount.

Simon Gift Card Cash Back Policies

If you have a few dollars left on your non-reloadable Simon gift card, don’t let it go to waste! Take advantage of cash back policies to redeem leftover balances.

Cash Back By State

A handful of states have gift card laws requiring retailers to reimburse consumers for balances below a minimum amount:

State	Balance Required
California	< $10
Colorado	≤ $5
Maine	≤ $5
New Jersey	≤ $5
Utah	≤ $5
Washington	≤ $5

To receive your cash back:

1. Call or email Simon’s Shopper Services team
2. Provide your gift card number
3. Share the required details
4. Receive your reimbursement via check or credit within 14 business days

Without consumer protection laws in your state, getting remaining balances from Simon directly can be an uphill battle. So turn to DoNotPay instead!

Get Cash Back with DoNotPay

Our handy web app and virtual assistant make it easy to get every last penny off your Simon gift card. Here’s how it works:

1. Describe your issue in the DoNotPay virtual assistant chat window
2. Share your location
3. Provide your gift card details
4. Let us handle contacting Simon and recovering your funds

We’ll research state laws, appeal to Simon offices in cash-back friendly states if needed and ensure you get the full unused balance. No need to waste hours digging through complex legislation yourself.

Count on DoNotPay to put extra change leftover on your Simon gift card right back in your wallet!

FAQs About Simon Gift Cards

Still have questions about using your Simon gift card? Here are answers to some of the most frequently asked questions:

With a few easy activation, usage, and protection tips, your Simon gift card gives you maximum spending flexibility. Now enjoy treating yourself while racking up savings inside your favorite Simon shopping centers!

Other Helpful Gift Card Tips from DoNotPay

Want even more gift card guidance? The consumer advocates at DoNotPay offer a free comprehensive knowledge base with answers for all your burning questions on gift card laws, policies, usage tips and more.

We can also help you:

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